Miller Financial Services

Welcome to Miller Financial Services, a full-service company focusing on retirement planning and estate conservation strategies.
As personal financial professionals, we can:
-Help you clarify and define your goals
-Recommend solutions that fit your needs
-Deliver timely information
-Explain how changing financial conditions affect you
-Monitor your financial progress
-Make investment planning easier
Feel free to browse our site. You'll find a variety of articles, calculators, and research reports that we hope will answer your questions or stimulate your interest.
If you have any questions, please call us at (716)946-8289 or e-mail us at kevin.miller@voyafa.com . We will be happy to help. We look forward to talking with you.
"Do not work to make a living, rather work to make a life. For the measure of succeeding, is your service in the strife. All you ever leave behind you, when your soul has crossed the bay, is the good you've done for others. You must go, but it will stay!"
Wilfred A. Peterson
Newsletters
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Three Ways to Help Simplify Your Finances
Over time, finances can become complicated. Here are three ideas that might make them simpler and less stressful.
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Sectors: Overweight, Underweight, or Just Right?
Did you know varying performance can change the balance of sectors in a portfolio? Learn how sector funds can be used to shift sector weighting.
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Fixed for Life: What Can an Annuity Do for You?
Do you know the difference between immediate and deferred annuities and options for annuitization? Read this article to find out.
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The Inflation Experience is Painful – and Personal
This article discusses consumer price index categories, how they’re weighted, and the top drivers of inflation over the past year.
Calculators
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
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Loan Payoff
How much will it cost to pay off a loan over its lifetime?
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Long-Term Care Self Insurance
Will you be able to afford nursing home care?